What did you learn during this so-called “recession”??? I learned that it is time to turn over a new leaf and start fresh! All of us can appreciate encouragement! I have valued the helpful information I hear and thought I would share this simple method with you. If applied, it will really make a difference!
Make a list of your expenses, sorting them by NEEDS vs WANTS!
You will probably find that you make ample money for the NEEDS! And many of the WANTS could really be eliminated, thus you are eliminating nasty debt that you can’t stand having!
Then make a list of GOALS & realistic DREAMS. After all your NEEDS are covered, if a surplus is found from time to time, set aside every extra scent (an envelope or piggy bank works)! Before you know it, that surplus will allow you the freedom to achieve your goals & dreams. You will be on your road to financial freedom. Budget Wisely! Remember – NEEDS vs WANTS!
Tuesday, February 9, 2010
Wednesday, January 6, 2010
Home sales increase in Grand Junction, Colorado
Some good news for Grand Junction'ites to start the year off... home sales (closings) climbed 20% just since November of '09! Even though this does not mean home prices are increasing, it is just nice bit of information... our inventory WILL SELL. Most likely, the three forces driving this climb in home sales are 1) great interest rates 2) affordable prices, and 3) the federal tax credit offered to first time home buyers! But hurry, interest rates are on the climb, starting with the 1/2 percent increase that already took place since Jan 1st!
Another piece of positive information (I'm glad I could make your day!) is that two of our major oil & gas companies here have announced they will be expanding their employee base within the next month. While it may take some time for the majority of the members of our community to "rise from the ashes", we are conditioning for a healthy recovery.
Please call me to discuss any real estate decisions you are facing. As your trusted Real Estate Professional, your situation is always confidential. In 2009, I expanded my education. In addition to helping qualified buyers and sellers, I am a pre-foreclosure and short-sale specialist. Many home owners do not understand that it is not necassary or wise to just "walk away" from your home if you cannot afford the payments. There ARE options. As long as you don't wait until it is too late. I look forward to hearing from you SOON. Alyssa Roberts 970-683-2591
Another piece of positive information (I'm glad I could make your day!) is that two of our major oil & gas companies here have announced they will be expanding their employee base within the next month. While it may take some time for the majority of the members of our community to "rise from the ashes", we are conditioning for a healthy recovery.
Please call me to discuss any real estate decisions you are facing. As your trusted Real Estate Professional, your situation is always confidential. In 2009, I expanded my education. In addition to helping qualified buyers and sellers, I am a pre-foreclosure and short-sale specialist. Many home owners do not understand that it is not necassary or wise to just "walk away" from your home if you cannot afford the payments. There ARE options. As long as you don't wait until it is too late. I look forward to hearing from you SOON. Alyssa Roberts 970-683-2591
Monday, January 4, 2010
Home for sale in Clifton, Colorado new to the market today
A must see! Immaculate inside & out. 3 bedrooms, 2 baths, warm interior finishes, all new wood flooring w/ beautiful 5” baseboard, bonus 22x20 family room (can be converted back to garage), huge back yard w/ lush grass on timed sprinklers. Backs up to open pasture. Unobstructed views of Grand Mesa & Mt Garfield! Room for an RV. Shed is included and can be moved to back yard. No H.O.A. fees! Full appraisal done on 6/6/09 was $190,000!! Asking only $176,500
View the virtual tour attached.
View the virtual tour attached.
New 3 bed, 2 bath home for sale in Clifton, Colorado
A Small Wonder!! 3 bed, 2 bath, 1296 sq ft. Amazing remodel in 2008. New roof, new cooler, new furnace, new paint inside & out, new bathrooms, new kitchen, new flooring! Absolutely adorable and inviting! Warm finishes! Lots of storage, great pantry, and master BR has custom walk-in closet. There's a full laundry/mud room. All appliances included. Huge lot, fenced & landscaped yard with storage shed, quiet street, no covenants, no H.O.A. fees! Great starter home. Offered at $149,900 Let’s make a deal!
Sunday, December 27, 2009
Did you know???....
The Colorado Lottery has generated more than $2 Billion in proceeds for the people of Colorado. This money is used to make our state a more beautiful & enjoyable place to live (as if it is not beautiful already!). Lottery proceeds recipients are The Great Outdoors Colorado (state parks, public parks & recreation, Colorado Division of Wildlife & land conservation), under-funded school districts.
I often forget to pick up a ticket, but it is fun when I remember. Maybe some day I'll win it, but if that never happens it is great to know my dollar every now & then counts!
Silly but usefull...
5 things you never knew your cell phone could do
All folks with cell phones. (This should be printed and kept in your car,
purse, and wallet. Good information to have with you.) There are a few
things that can be done in times of grave emergencies.
Your mobile phone can actually be a life saver or an emergency tool for
survival. Check out the things that you can do with it:
FIRST
Emergency Number worldwide for Mobile is 112. If you find Yourself out of
the coverage area of your mobile network and there is an Emergency, dial 112
and the mobile will search any existing network to Establish the emergency
number for you, and interestingly, this number 112 can be dialed even if the
keypad is locked. Try it out.
SECOND
Have you locked your keys in the car?
Does your car have remote keyless
entry? This may come in handy someday. Good reason to own a cell phone: If
you lock your keys In the car and the spare keys are at home, call someone
at home on their cell phone from your cell phone. Hold your cell phone about
a foot From your car door and have the person at your home press the unlock
button, holding it near the mobile phone on their end. Your car will unlock.
Saves someone from having to drive your keys to you.
Distance is no object. You could be hundreds of miles away, and if you can
reach someone who has the other 'remote' for your car, you can unlock the
doors (or the trunk).
Editor's Note:
It works fine! We tried it out and it unlocked our car over a cell phone!'
THIRD
Hidden Battery Power
Imagine your cell battery is very low. To activate, press the keys *3370#.
Your cell phone will restart with this reserve and the instrument will show
a 50% increase in battery. This reserve will get charged when you charge
your cell phone next time.
FOURTH
How to disable a STOLEN mobile phone?
To check your Mobile phone's serial number, key in the following Digits on
your phone: *#06#. A 15-digit code will appear on the screen. This number is
unique to your handset. Write it down and keep it somewhere safe.
If your phone gets stolen, you can phone your service provider and give them
this code. They will then be able to block your handset so even if the thief
changes the SIM card, your phone will be totally useless. You probably won't
get your phone back, but at least you know that whoever stole it can't
use/sell it either. If everybody does this, there would be no point in
people stealing mobile phones.
And Finally.....
FIFTH
Free Directory Service for Cells
Cell phone companies are
charging us $1.00 to $1.75 or more for 411 information calls when they don't
have to. Most of us do not carry a telephone directory in our vehicle, which
makes this situation even more of a problem. When you need to use the 411
information option, simply dial: (800)FREE411, or (800) 373-3411 without
incurring any charge at all. Program this into your cell phone now
All folks with cell phones. (This should be printed and kept in your car,
purse, and wallet. Good information to have with you.) There are a few
things that can be done in times of grave emergencies.
Your mobile phone can actually be a life saver or an emergency tool for
survival. Check out the things that you can do with it:
FIRST
Emergency Number worldwide for Mobile is 112. If you find Yourself out of
the coverage area of your mobile network and there is an Emergency, dial 112
and the mobile will search any existing network to Establish the emergency
number for you, and interestingly, this number 112 can be dialed even if the
keypad is locked. Try it out.
SECOND
Have you locked your keys in the car?
Does your car have remote keyless
entry? This may come in handy someday. Good reason to own a cell phone: If
you lock your keys In the car and the spare keys are at home, call someone
at home on their cell phone from your cell phone. Hold your cell phone about
a foot From your car door and have the person at your home press the unlock
button, holding it near the mobile phone on their end. Your car will unlock.
Saves someone from having to drive your keys to you.
Distance is no object. You could be hundreds of miles away, and if you can
reach someone who has the other 'remote' for your car, you can unlock the
doors (or the trunk).
Editor's Note:
It works fine! We tried it out and it unlocked our car over a cell phone!'
THIRD
Hidden Battery Power
Imagine your cell battery is very low. To activate, press the keys *3370#.
Your cell phone will restart with this reserve and the instrument will show
a 50% increase in battery. This reserve will get charged when you charge
your cell phone next time.
FOURTH
How to disable a STOLEN mobile phone?
To check your Mobile phone's serial number, key in the following Digits on
your phone: *#06#. A 15-digit code will appear on the screen. This number is
unique to your handset. Write it down and keep it somewhere safe.
If your phone gets stolen, you can phone your service provider and give them
this code. They will then be able to block your handset so even if the thief
changes the SIM card, your phone will be totally useless. You probably won't
get your phone back, but at least you know that whoever stole it can't
use/sell it either. If everybody does this, there would be no point in
people stealing mobile phones.
And Finally.....
FIFTH
Free Directory Service for Cells
Cell phone companies are
charging us $1.00 to $1.75 or more for 411 information calls when they don't
have to. Most of us do not carry a telephone directory in our vehicle, which
makes this situation even more of a problem. When you need to use the 411
information option, simply dial: (800)FREE411, or (800) 373-3411 without
incurring any charge at all. Program this into your cell phone now
Tuesday, December 15, 2009
Only in Colorado
Viewing property with clients up on Glade Park yesterday. Waded in 2+ feet of snow!! The roads were groomed nicely for a safe trip, but noone plows their driveway up there! LOL. The sun sparkled off the crystals of snow. I felt blessed, once again, to live in Grand Junction and be surrounded by breath-taking views!
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