Angel Christmas Tree Program for Grand Junction, Colorado Community

I'm at it again...along with my fellow Re/Max 4000 agents...ensuring a joyous Christmas for the less-fortunate children of Grand Junction, Colorado.  Beginning November 23rd I invite you to stop by our office, located at the corner of 1st and Patterson and pick a name from the Christmas tree.  On the tag will be an item needed for that child.   You go purchase it, wrap it, and tape the tag to your gift bag/box.   Just before Christmas, Santa will pick up the gifts and deliver them to the children.   Come on friends... this is HUGE.   YOU CAN make a difference!   I look forward to seeing you.   May your holiday season be blessed.

Holiday Events in Grand Junction, Colorado

Something's Afoot in Santa's Workshop
By the Grand Mesa Chorus aka The Sweet Adelines
November 21 at 2:00 pm and 7:00
At the Avalon Theatre - 645 Main Steet, Grand Junction, Colorado

Tree Lighting Downtown on Main Street, Grand Junction, Colorado
November 27 Starts at dark

The Great Russian Nutcracker
December 3 at 7:30 pm
At the Avaolon Theatre - 645 Main Street, Grand Junction, Colorado

Winterfest on Main Street, Grand Junction, Colorado
December 5 from noon - 8:00pm

Parade of Lights on Main Street, Grand Junction, Colorado
December 5  Starts at dark

Holiday Concert
December 6 at 3:00pm
at Mesa State College Moss Performing Art Center, Grand Junction, Colorado

Spirit of Christmas Walk on Main Street, Grand Junction, Colorado
December 11

Breakfast with Santa
December 12 at 9:00 am
Dinosaur Journey Museum - 550 Jurassic Ct, Fruita, Colorado

Olde Fashioned Christmas
December 12 all day
Downtown Palisade, Colorado

Festival of Carols
December 18 & 19 at 7:30 pm
at Mesa State College Moss Performing Art Center, Grand Junction, Colorado

Hometown Christmas Parade
December 18 from 5:00 pm - 8:00 pm
Downtown Fruita, Colorado

Christmas Train Show
Open Saturdays and Sundays December 18 - January 3
Cross Orchards Living History Farm - 3073 F Road, Grand Junction, Colorado

Cold & Flu Season...

Check your medicine cabinet for these 2 products: ZICAM Cold Remedy NASAL GEL and ZICAM Cold Remedy SWABS. The U.S. Food and Drug Administration issued a warning to STOP USING and DISCARD these products because of the growing numbers of people reporting loss of their sense of smell, perhaps permanently, after using these cold remedies!!




For a cough (adults & children alike) may I personally recommend an old remedy passed down from my Grandmother… equal parts of honey and fresh-squeezed lemon juice, gently boil in a saucepan. Sip while still warm!

Go Green!!

Pollution and Global Warming
Global warming refers to the increase in the temperature of the Earth’s near surface air and oceans. Research has shown that global warming is caused by the build-up of harmful greenhouse gases in our atmosphere. Severe consequences of global warming include retreating glaciers, rising sea levels, and an increase in the frequency of extreme weather events.
The Formation of Smog

Smog results from large amounts of coal burning in an area caused by a mixture of smoke and sulfur dioxide. Modern smog does not usually come from coal but from vehicular and industrial emissions that are acted on in the atmosphere by sunlight to form secondary pollutants that also combine with the primary emissions to form photochemical smog.

Melting Ice & Global Warming

Nobel Prize laureate and climate advocate Al Gore said prompt action is necessary in order to prevent the potentially irreversible melting ice. According to Gore, ice reflects 90 percent of the sun’s radiation back into the atmosphere. If the ice were to melt, the dark water would not reflect the heat but instead absorb it, thereby accentuating the effect of global warming.

Together we can help eliminate pollution, reduce greenhouse gas emission, reduce carbon offset and improve climate change.

Beware of false help...

With foreclosures at record levels, scam artists are preying on people desperate to keep their homes.  Companies advertising on the radio, TV, internet, and by mail promise to rescue homeowners from foreclosure, charging fees ranging from $1,000 to $5,000!!  DON'T FALL FOR IT.  Stay away from any so-called rescue companies that ask for any up-front fees.  Don't do business with companies that approach you, and don't send ANY PAYMENTS to a company other than your lender!   If you need a trusted advisor for direction, call me TODAY...there ARE options...the RIGHT ONES!!
970-683-2591

Homebuyer Tax Credit Extended

President Obama signed an extension and expansion of the first-time homebuyers tax credit last Friday.


The $8,000 credit was scheduled to lapse on Dec. 1 but will now be in effect through the end of June. Homebuyers must sign a contract before April 30 and close by June 30. The income limits were also raised: Single buyers can now earn up to $125,000 and still get the full credit while a married couple can earn $225,000.

The bill also made more homeowners eligible to claim the credit on their taxes. First-time buyers -- those who have not owned a home in the past three years -- still qualify for an $8,000 rebate. But now people who want to trade up can also qualify. Those who have owned and occupied a residence for at least five years out of the past eight can claim a $6,500 tax credit if they close on a purchase by the end of June.

What is a "CDPE"???

A Certified Distressed Property Expert! While Short Sales were virtually unheard of only a few years ago, now the majority of banks and lenders are negotiating and closing these deals. They allow a homeowner with a legitimate hardship to sell their property for less than the balance of their mortgages and avoid foreclosure.

The issue is that the banks want the right type of deal with exactly the right paperwork and most agents are completely unaware of what the banks want.
This is why the majority of short sales are not accepted or take so long to close that buyers lose interest.

After completing my lengthy course, The Distressed Property Institute gave me MY certification that allows me to submit a package the banks will rush to close!!
I have been professionally trained to understand and assist with the needs of distressed homeowners.
Foreclosure is a devastating financial and emotional process for a homeowner to go through, and in many cases they do so alone and without help of any kind. It is my goal to give you the tools to avoid foreclosure and move forward with your life.
 
Homeowners who are in the pre-foreclosure process need to speak with an educated agent as quickly as possible.   If you know someone who is in this situation, please have them call me TODAY!