Beware of false help...

With foreclosures at record levels, scam artists are preying on people desperate to keep their homes.  Companies advertising on the radio, TV, internet, and by mail promise to rescue homeowners from foreclosure, charging fees ranging from $1,000 to $5,000!!  DON'T FALL FOR IT.  Stay away from any so-called rescue companies that ask for any up-front fees.  Don't do business with companies that approach you, and don't send ANY PAYMENTS to a company other than your lender!   If you need a trusted advisor for direction, call me TODAY...there ARE options...the RIGHT ONES!!
970-683-2591

Homebuyer Tax Credit Extended

President Obama signed an extension and expansion of the first-time homebuyers tax credit last Friday.


The $8,000 credit was scheduled to lapse on Dec. 1 but will now be in effect through the end of June. Homebuyers must sign a contract before April 30 and close by June 30. The income limits were also raised: Single buyers can now earn up to $125,000 and still get the full credit while a married couple can earn $225,000.

The bill also made more homeowners eligible to claim the credit on their taxes. First-time buyers -- those who have not owned a home in the past three years -- still qualify for an $8,000 rebate. But now people who want to trade up can also qualify. Those who have owned and occupied a residence for at least five years out of the past eight can claim a $6,500 tax credit if they close on a purchase by the end of June.

What is a "CDPE"???

A Certified Distressed Property Expert! While Short Sales were virtually unheard of only a few years ago, now the majority of banks and lenders are negotiating and closing these deals. They allow a homeowner with a legitimate hardship to sell their property for less than the balance of their mortgages and avoid foreclosure.

The issue is that the banks want the right type of deal with exactly the right paperwork and most agents are completely unaware of what the banks want.
This is why the majority of short sales are not accepted or take so long to close that buyers lose interest.

After completing my lengthy course, The Distressed Property Institute gave me MY certification that allows me to submit a package the banks will rush to close!!
I have been professionally trained to understand and assist with the needs of distressed homeowners.
Foreclosure is a devastating financial and emotional process for a homeowner to go through, and in many cases they do so alone and without help of any kind. It is my goal to give you the tools to avoid foreclosure and move forward with your life.
 
Homeowners who are in the pre-foreclosure process need to speak with an educated agent as quickly as possible.   If you know someone who is in this situation, please have them call me TODAY! 

A great big thanks to all of you that participated in our October 16th Breast Cancer Fund Raiser event. We have kept the donation account open at the Bank of Colorado, and the generosity of the community has been overwhelming. The bank's vice president, along with friends, had been growing their hair long to donate to Locks of Love, wigs for woman with cancer. Today, October 30th, in the lobby of the main branch of Bank of Colorado at 3:00 PM their heads were shaved! Also present was a rep from the St Mary's Wilma B Bacon Mammography Department to receive the $11,009 check from all the funds we raised. A great big rewarding feeling as we close out this 2009 October Breast Cancer Awareness Month!!!
Thank you again, event coordinator,
Alyssa Roberts, Re/Max 4000

Giving back to the community

Even struggling real estate agents still do good for others!! And the Grand Junction community participation is still high even when things are rough for so many. It is always more blessed to give than to receive! This Wednesday I, with my fellow Re/Max agents, stood out on the corner in the cold, to raise groceries for the Grand Junction Food Bank. At the end of the day we had filled 21 shopping carts to the brim with non-perishable items!! The attendant at the Food Bank said this was the largest single-donation they had ever seen raised in one day! Thank you all who participated and contributed. I am proud to be a Re/Max agent!

Riding the Real Estate Wave

Despite the media-driven economic panic around the country, Grand Junction's real estate market has managed to keep its head above water! This makes our community an exception to th current real estate rule, both statewide and nationally! While builders and developers are feeling dramatic dips, they're still constructing homes for growing numbers. Realtors experienced a slight downturn, according to our First Quarter Stats, and sellers have been forced to be patient - but compared to the nation, Grand Junction is fortunate, thanks to a stable economy. Advice to buyers...if you are even thinking that a home purchase is in your future, I suggest you kick it into gear... these terrific prices and low interest rates are not going to be around forever. I can recommend a handful of solid lenders for you to chose from! Call me anytime to discuss buying or selling!

Save money - plant a garden

Can we garden our way out of this hole? Just a few years ago, the road to riches was clear. We could all sit on our porches drinking mint juleps while our houses appreciated 30% a year. Now, our houses are falling in value by 30% a year. Forget about them. The real money maker, it turns out, was always our backyard. By planting a vegetable garden, we can slash our food bill while eating healthier.